Our top priority at InVestra is (and will always be) to provide the best possible experience when it comes to managing the wealth of those we advocate for. Leveraging the knowledge of a Wealth Management Professional may be the critical advantage in avoiding the financial insecurity experienced by more than 15 million Americans aged 65 and older (approximately one-third of America’s older adults). This is why our firm has recently increased our financial planning and tax planning capabilities to include a more comprehensive method of planning (retirement planning, risk management, cash flow analysis, stock option, estate planning, Roth conversions, etc.) so we can continue to guide those we serve through their journeys to achieving their financial goals – no matter what they may be.
Thanks largely to our clients, InVestra has been growing substantially throughout 2021 and 2022, and the first quarter of 2023. As a firm, we are grateful for the introductions and recommendations we have received from clients, friends, and business associates alike: they have been pivotal in enabling this momentum for growth. As part of our commitment to delivering the highest quality of service, we’ve added a new facet to the team: Donna Frazier, Executive Assistant to Erin Eiras, CPFA, and will be adding another shortly. Click Here to read more about Donna’s role here at InVestra.
InVestra is here to help our clients and their loved ones set goals and plan their routes for achieving them:
We continue to see that lack of a long-term care plan/policy is the biggest hole in people’s financial plans and is the biggest risk to derail their financial security. Traditionally, there have not been good solutions, as long terms plan policies have been uneconomical, being that they are so expensive and have no limits on premium increases. This has now changed, and there are select policies we are using that limit premium increases to 3 percent and the client/their estate is guaranteed to get their premiums back if they never use the policy.
I personally have seen the importance of long-term care with my own family, specifically when I was caring for my Father. The search for the right in-home care agent and navigating how to cover the incredible expense of 24-hour care for him was immense and took a major toll on his finances. We hope none of you have to experience that, BUT the fact is that 70% of individuals reading this will require care and 20% will need it for five years or longer. Elderly care is very expensive and the first question any care provider will ask is “does he or she have a long-term care policy?” We feel so strongly about long-term care (also known as LTC) that we are happy to assist people with it even if they don’t have a broader relationship with our firm. – Erin
Important Disclosures:
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. This material was prepared by LPL Financial for the use of InVestra Financial Services. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. To the extent, you are receiving investment advice from a separately registered independent investment advisor that is not an LPL Financial affiliate, please note LPL Financial makes no representation with respect to such entity.