Safeguarding your financial stability and peace of mind during life’s transitions, like divorce, is paramount. At InVestra, wehave a dedicated Certified Divorce Financial Analyst(CDFA®) who specializes in guiding couplesthrough the complexities of divorce, ensuring their financial interests are protected and their future well-being is prioritized.Our approach, led by a Certified Financial Planner (CFP®), centers on personal finance to address your unique needs and concerns.

Our CDFAs® understand the intricate nuances of divorce-related financial matters, providing tailored solutions that address each client’s unique circumstances and objectives. From distinguishing between personal and marital property to valuing and dividing assets, including retirement accounts, real estate, business interests, and pensions,InVestra’s CDFAs® offer comprehensive support every step of the way. An overview of some key aspects our Divorce Plans willreview and consider are:

  • Personal vs. marital property: We can help you identify and differentiate between personal and marital assets, ensuring that assets acquired before the marriage or received as gifts or inheritances are appropriately categorized.
  • Valuing and dividing property: By conducting a thorough financial analysis to determine the value of marital assets, including real estate, investments, businesses, and personal property, CDFAs® develop strategies for equitable distribution of assets. They even provide support during negotiations, helping you understand the financial impact of various settlement options and advocating for your best interest.
  • Retirement assets and pensions:We evaluate your retirement accounts and pensions to determine their current and future value, assisting in structuring QDROs (Qualified Domestic Relations Orders) to divide retirement assets between spouses fairly and efficiently.
  • Spousal and child support: InVestra’sCDFAs®utilize financial modeling to project the long-term financial implications of various support scenarios, helping you make informed decisions about support agreements. They may even participate in mediation sessions to provide financial expertise and facilitate constructive discussions about support arrangements.
  • Splitting the house: Our CDFAs® can assist you in valuing the marital home and other real estate assets, considering factors such as market conditions, mortgage obligations, and equity.They explore various options for handling real estate assets, such as selling the property, buying out the other spouse’s interest, or retaining joint ownership for a period, providing guidance on the financial implications of each option.
  • Tax problems and solutions: InVestra’sDivorce Financial Analysistswill bring clarity tothe tax implications of divorce, including issues related to capital gains, alimony taxation, and dependency exemptions.
  • Expert witness testimony: In cases requiring expert witness testimony, our CDFAs® can providecomprehensive financial analysis and opinions on matters such as asset valuation, income determination, and financial projections.
  • Tax law and financial issues affecting divorce: Our CDFAs® stay abreast of changes in tax laws and financial regulations affecting divorce proceedings, providing you with timely updates and guidance on how to adapt yourstrategies accordingly.

Partnering with InVestra and our team allows you to navigate the financial complexities of divorce with confidence. With empowerment at the heart of our approach, you can be reassured that your financial future isin capable hands.

Our Comprehensive Wealth Management Services Include:

Education Planning:

College Planning
Education IRAs
Financial Aid Planning
Coverdell ESAs
529 Plans

Retirement Planning:

Defined Contribution Plans
Defined Benefit Plans
Executive Compensation
Distribution Planning

Investment Planning:

Asset Allocation
Risk Assessment
Tax Consequences
Portfolio Strategies
Risk Management

Financial Planning:

Asset Management
Insurance Protection
Long-Term Care
Business Succession Plan
Cash-Flow Planning
Tax Planning
Insurance Assessment
Goals-Based Saving
Business Financial Planning

Estate Planning:

Will Planning*
Trust Planning*
Wealth Transfers*
Charitable Giving
Family Limited Partnerships*
High Net-Work Consulting

*InVestra and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.

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